Medical expenses insurance for foreigners in the Republic of Poland

Reasons to buy

Respected by Ministry of Foreign Affairs

In order to obtain a visa to Poland, travel medical insurance with a minimum cover of EUR 30,000 is required.

Medical Appointments

Insurance covers costs of visits to the doctor (including the dentist) in case of sudden illness.

Individual or group policy

Insurance can be purchased individually or as a group contract e.g. for employees or for a group of students.

Coming from outside the EU?

Get your individual insurance by our partner - iExpert agency!

For whom is the insurance compulsory

The Act on Foreigners sets out the conditions and rules for foreigners' entry into, transit through, stay in and departure from the territory of the Republic of Poland.

Insurance of medical expenses of foreigners in the territory of the Republic of Poland does not apply to members of diplomatic missions and consular posts of foreign countries, citizens of European Union Member States, European Free Trade Association (EFTA) Member States or citizens of the United Kingdom of Great Britain and Northern Ireland.

Other foreigners, in accordance with Article 25 of the Act on Foreigners, must have a document confirming possession of health insurance within the meaning of the provisions of the Act of 27 August 2004 on health care services financed from public funds or possession of travel medical insurance with a minimum insurance amount of EUR 30,000. The cover should be valid for the duration of the foreigner's planned stay in the territory of the Republic of Poland and should cover any expenses that may arise during the stay in that territory and are related to medical care.

What does the insurance cover

Medical expenses of foreigners insurance on the territory of the Republic of Poland is regulated by the Act on Foreigners. When entering the territory of Poland, persons from, among others, outside the European Union and the Schengen Area, should have travel or medical insurance for the amount of EUR 30,000.

The basic coverage of medical expenses for foreigners

- outpatient treatments and examinations
- consultations and doctor's fees
- stay and treatment in hospital
- doctor's travel
- purchase of medicines, dressings, infusion fluids, as well as orthopaedic and auxiliary equipment
- COVID-19: stay and treatment in hospital, medical transport of the insured person, transport to the country of origin, transport of the body
- immediate medical assistance in connection with complications arising from pregnancy up to the 32nd week
- dental treatment (only in an emergency)

The costs of travel assistance services

- 24-hour telephone service of the Assistance Centre without limitation
- medical transport of the insured person
- transportation of the insured person to his/her country of origin without limitation
- transportation of the deceased without limit
- provision of necessary medicines or pharmaceuticals
- transmission of urgent information
- medical advice and referrals unlimited
- direct invoicing without limit
- visa advice, information on vaccinations without limit
- advice on loss of luggage, passport, documents or tickets

Coverage can be extended

Coverage can be extended to include physical work, exacerbation of a chronic illness, accident, death, disability, third-party liability in private life and extension to the Schengen area.
Insurance can be purchased for a period of time of your choice. For example, students usually buy it for the whole year, and blue-collar workers for the duration of their contract in the country. 

Medical insurance from Colonnade

Applying for a visa?

If you apply for a C-type visa you need a medical travel insurance:

  • whose coverage amounts to not less than EUR 30,000, 
  • is valid throughout the Schengen Area, 
  • is covering medical expenses.
Individual insurance

To buy an individual insurance please contact our partner - Agencja iExpert.

Group insurance

If you need insurance for a group - e.g. workers or students, please contact us directly:


Individuals (travelling, studying, working) and foreign nationals employees seeking the cover of contractually confirmed medical expenses insurance in the Republic of Poland.

To conclude an individual contract, please contact the iExpert Agency: or +48 570 545 951.

To conclude a group or company contract, please contact Colonnade directly:

Yes. To do so, you will need to indicate the name of all persons who are to be covered for foreign medical expenses. The insured persons' details will be shown on the policy confirming the contract.


General Terms and Conditions


Enjoy your stay in Poland!